Capable Wealth recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. Capable Wealth will not disclose your personal information to anyone unless it is required by law or at your direction. We will not sell your personal information. Capable Wealth will provide the privacy statement to all clients annually.
We want our clients to understand what information we collect, how we use it, and how we protect it responsibly.
Why We Collect Your Information
We gather information about you so that we can:
- Help design and implement the planning and investment related services we provide you; and
- Comply with the Federal and State laws and regulations that govern us.
What Information We Collect and Maintain
We may collect the following types of nonpublic personal information (“NPI”) about you:
- Information from our initial meeting or subsequent consultations about your identity, such as your name, address, social security number, date of birth, and financial information.
- Information that we generate to service your financial needs.
- Information that we may receive from third parties with respect to your financial profile.
This type of NPI may be disclosed to other entities as further described below.
What Information We Disclose
We are permitted by law to disclose NPI about you to unaffiliated third parties in certain circumstances. For example, we may disclose NPI under the following circumstances:
- If you request or authorize the disclosure of the information;
- To provide client account services or account maintenance;
- To respond to a subpoena or court order, judicial process, law enforcement or regulatory authorities;
- To perform services for the firm or on its behalf to develop or maintain proprietary trading or other software;
- In connection with a proposed or actual sale, merger, or transfer of all or a portion of our business or an operating unit;
- To help us prevent fraud;
- With rating agencies, persons assessing compliance with industry standards, or to the attorneys, accountants and auditors of the firm; and
- To comply with federal, state or local laws, rules and other applicable legal requirements.
We have adopted a Business Continuity Plan that outlines the strategies and plans that will be used by Capable Wealth during a significant business disruption, including loss of Capable Wealth’s key principal. In the event of death or incapacitation of the key personnel of Capable Wealth, Capable Wealth has a signed Confidentiality Agreement with a designated individual in order to share client contact information (limited to client’s name, address, phone number, and email address) solely for the purpose of informing clients of the death or incapacity of Capable Wealth’s principal in order for client’s to expeditiously make any necessary changes to their investment account(s) and/or financial plan.
How We Protect Your Personal Information
Privacy has always been important to Capable Wealth. We restrict and limit access to client information only to those who need to carry out their business functions. We educate employees about safeguarding client information and preventing its unauthorized access, disclosure, or use. Employees will be required to acknowledge their acceptance and understanding of the privacy policy in writing. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. Arrangements with companies not affiliated with Capable Wealth will
be subject to confidentiality agreements.
Former Clients
Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will continue to treat your nonpublic information with strict confidentiality
